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Office of the BTV Bank Winterthur. 2 persons having a conversation.

Retail Customers

The BTV – reliably by your side for over 100 years

Good financial planning adjusted to your life situation. While supporting you, we focus on you as a customer to enable optimal solutions for your financial life.

Future & partnership

Focus on the essentials

To plan your own future, you need a reliable and strong partnership.

As a reliable financial partner, we focus on the essentials for you: We provide proven, comprehensive services and innovative, digital offers for your financial needs. The personal consultation is always at the center, because putting customer relationships into practice is one of our greatest strengths.

Whether accounts and cards, a long-term investment, providing for yourself or your offspring, or financing a major purchase – we stand by your side with great consulting expertise and the courage of our convictions to successfully implement your financial plans.

Gerhard Burtscher, Chairman of the Executive Board of BTV Vier Länder Bank AG, is appearing on camera.
“Personal contact and trust are the foundation of our work. We achieve this through close relationships with our customers and our commitment to and for the region.”
Gerhard BurtscherChairman of the BTV Executive Board

Proven BTV Principles

We remain committed to simple principles: regional proximity and personalized solutions tailored to your needs are at the center of everything we do.

Personal Service Comes First

When it comes to investing, a trustworthy and reliable partnership is essential.

Quality of Decisions

Our open and transparent communication leads to sound and clear decisions.

Confidence in Our Views

We have a clear perspective on current market developments and trends.

Maximum Security

All our services are designed to meet the highest security standards.

Digital Solutions and Services

Our services make managing your financial life convenient and efficient.

A Bank You Can Experience

As your host, we welcome you at 25 locations throughout Tyrol and Vorarlberg.

Analogue & digital

BTVkonto – the account with the best of both worlds

The monthly fee of 7.98 euros includes the following services:

  • BTV debit card
  • Account management
  • Modern internet banking meineBTV
  • Smart payment options (Apple Pay, SwatchPay! etc.)
  • We process the personal data you provide for the purpose of handling your inquiries and contacting you. The provisions of our Privacy Policy apply. Further information can be found under Legal Notice.

  • That being said, awards and success in the past don’t guarantee success or value development in the future.

  • The Austrian Ecolabel was awarded by the Federal Ministry of Agriculture and Forestry, Climate and Environmental Protection, Regions and Water Management (BMLUK) to the BTV fair future Investment Loan, BTV fair future Fixed-Term Deposit, BTV AM Zukunft, BTV fair future Bonds, fair future Investment Account, and BTV fair future Account. The label was granted because, in the selection of equities, bonds, fund units, real estate, and projects financed through current and savings deposits or green bonds, environmental and social criteria are considered alongside economic factors. The Austrian Ecolabel confirms that these criteria and their implementation are suitable for selecting the respective equities, bonds, fund units, real estate, projects, and investment solutions. This has been independently verified by a third party. The award of the Austrian Ecolabel does not constitute an economic assessment and does not allow any conclusions to be drawn regarding the future performance of the financial product.

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Our Locations

We are represented in Tyrol, Vorarlberg, Vienna, Bavaria, Baden-Württemberg, and German-speaking Switzerland. Explore the world of BTV. We look forward to hearing from you.